Please consult your insurance plan to confirm if coverage is in effect. If you are unsure if you have this additional coverage, please contact your local representative or Mutual Direct for assistance. The coverage you choose will depend on your situation and your local NFU Mutual office will take the time to understand these needs and explain all the details, including limitations and exclusions, to ensure it is right for you. If you have a request for legal protection or need advice, please call the DAS helpline at 01179340573. DAS Legal Expense Insurance Company Ltd offers this service free of charge to its members. Their claims office is open Monday through Friday from 9am to 5pm and the helpline is open 24/7. We can cover your additional properties in the UK with our Insurance Products Information Document [PDF: 103KB], specifically designed for people renting their home to paying guests. NFU Mutual Bespoke Home Insurance is specifically designed to cover valuable properties with more complex insurance needs, including contents, artwork and collections worth over £150,000. *Home emergency coverage is managed by ARAG Plc on behalf of NFU Mutual. No two homes are the same, so protecting them is not our approach.
Whether you live in a townhouse, a Grade II listed building or a thatched cottage, we have it all. Building insurance covers the structure of your home, while home insurance covers the things you keep in your home. Our extension for art and collections, Insurance Product Information Document [PDF: 92KB], can cover restoration or replacement in the event of loss up to £30,000 per piece, unless otherwise stated. Many households put themselves at risk of being underinsured and only realize it when they claim a claim. Find out if you`re fully covered. Sometimes you may not need building insurance and only want to cover items you keep in the house, garage, shed, and in your yard. Which of our home insurance products you buy and whether you should buy coverage alone or in combination depends on your needs and we can help you decide which one is best for you to make sure you cover the things that really matter. We understand the work you put into your small business. Our Small Operator Extension provides the coverage you need and can be easily added to your NFU mutual home insurance policy. It is not a legal expenses insurance, but offers its subscribers exclusive advantages. “I am very grateful for the support provided, it has been very helpful.
When farmers and producers face very high legal fees, it is important that the NFU can help, and this farmer gratefully acknowledges this. So talk to your local agent, and they will help you choose the right benefits for personalized coverage. This case offers a variety of benefits included as standard, as well as the flexibility to add or extend protection for high-value content such as artwork, collections, and jewelry. “There are not many places to turn to for advice, support and help for farmers. We have found that the LAS team includes a close-knit family business that is going through a legal crisis. With our local knowledge backed by an extensive team of experienced underwriters, claims handlers and specialist providers, our commitment to local, personalized service means you can be sure you have the coverage you need, safe from quote to quote. The NFU Legal Assistance Scheme (LAS) is a discretionary internal benefits scheme administered by a team of lawyers. It provides NFU Farmer & Grower members with professional advice and financial support for legal fees and other professional expenses in case you are faced with a dispute related to your farm or crop operation. If you are exploring new places, you will need adequate protection for your caravan. Tell us about a cover that doesn`t captivate you.
LAS provides financial assistance and professional advice to its subscribers who are facing litigation related to their farming and/or growing business. *Financial support is at the discretion of the Legal Counsel and the LAS team. Each case is decided on its facts and legal merits. Costs incurred prior to NFU notification are not eligible. With our Commercial Select insurance, you protect yourself, your employees and your company`s assets. Our policy includes coverage tailored to a wide range of businesses – from food and beverage manufacturing and wholesale to retail, hospitality and real estate. It`s also flexible, allowing you to choose coverage that meets your company`s current and future needs. Our combined buildings and contents insurance covers repair or replacement in the event of insured damage or loss to buildings and contents and includes: You are an important part of the family, which is why we offer coverage for the care of your dog or cat. Our home insurance customers` protection when you go on a trip covers important things such as medical expenses and loss of money.
Designed specifically for high-quality homes, estates and mansions, our bespoke home insurance is tailored to you and your lifestyle. Personal cyber coverage provides dedicated support and covers up to £50,000 a year if you become a victim of cybercrime, as well as access to a 24/7 helpline. Customers who purchase auto insurance will have their insurance data included in the Auto Insurance Database (IDM), which is operated by the Automobile Insurance Information Centre (EICI). MID data may be used by DVLA and DVLNI for the purpose of electronic vehicle registration and by the police to determine whether a driver`s use of the vehicle is likely to be covered by motor insurance and/or to prevent and detect crime. For more information about travel insurance claims, see Travel insurance claims. If you purchased your policy over the phone through Mutual Direct, you can notify us of a new claim or provide updates on an existing claim by calling 08001970963 (Monday to Friday from 8 a.m. to 6 p.m.). “The legal aid system gives you sufficient financial security and, therefore, the confidence to file the necessary challenge when a fragile claim is made against you. May he continue to do so for a long time to come. We reward our loyal customers with a mutual bonus that allows them to save on the renewal premium of your non-life insurance policy. There may also be other risks specific to your business or industry, risks that your local NFU mutual office will help you identify and manage.
We are a Which One? Recommended household insurance provider. If you purchased your policy through a local agent, you should contact your local agency office. Cover the costs of rebuilding or repairing the structure of your home, as well as furniture. With over 100 years of insurance knowledge and expertise, we know the industry inside out. “With the NFU behind our problems, we have more leverage behind us and have better results” We know that processing a home insurance claim can be a challenging time, we are committed to providing you with the top-notch customer service you expect, whatever the claim. When it comes to making a claim, we understand how important it is to act now and clarify details later. If you purchased your policy through a local agent, please notify the agency of your claim. Contact information for the agency can be found below. To do this, you need to make sure you have a solid financial plan.